Sources & reading room

Explore the primary sources referenced throughout this publication. These links are educational resources, not endorsements of this website.

• CFPB: Bill calendar
• CFPB: Money management toolkit
• CFPB: Spending tracker
• Consumer.gov: Making a budget
• FTC: Online shopping
• CFPB: Tools when you cannot pay bills
• FTC: Free trials and auto-renewals
• CFPB: Automatic bank payments
• FTC: Shopping guidance
• CFPB: What is an overdraft?
• OCC: Pending deposits and account records